One of the first requirements in qualifying for a refinance or modification through Fannie Mae's Making Home Affordable program is actually having a Fannie Mae Loan.
Now you can find out with Fannie Mae's recently release online tool:
Fannie Mae Loan Lookup
And if you're loan isn't with Fannie Mae, it could be with Freddie Mac (who also has Making Home Affordable programs):
Freddie Mac Loan Lookup
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